Here at Capital Mortgage UK we have access to a specialist mortgage product range available to Key Workers. Don’t hesitate to get in contact with us to see how we can help you.
Some key features on the range –
Available to Armed Forces, NHS Clinicians & Nursing staff, Paramedics, Police Officers, Firefighters, Teachers & Tutors!
We will talk you through the whole process so there is no need to worry about anything, we will have you covered.
We at Capital Mortgage UK Ltd can help you every step of the way.
Like many first-time buyers, the main challenge for key workers is usually affordability. This means proving you have sufficient income to meet your regular monthly repayments, and having enough cash to put down as deposit.
As a starting point, it’s worth talking to a mortgage broker such as ourselves to find out how much you are likely to be able to borrow.
If affordability is an issue, your broker will be able to direct you to a lender that may be more flexible and look on your occupation favourably. Even though you may not have a high income now, lenders may like the fact that you will not struggle to find work and that your career prospects are likely to improve.
With property prices rising and many properties being sold for over Home Report value, the increase in lending amount you may have available to you could make the difference for you to buy your dream home!
We also offer you access to specialist lenders that you cannot apply to directly, including lenders who have a specialised range for Key Workers only.
Looking for mortgage advice on buying your first home, re-mortgaging or getting a Buy To Let property? Don’t hesitate to get in contact with us.