Why should you use a mortgage broker?

In this article we look at what the benefits are of you using a mortgage broker for your mortgage at various stages of the home ownership process. It is now estimated that around 80% of the UK use a mortgage broker to secure lending for a property purchase or remortgage. In these uncertain times the […]

BoE Base Rate Increases Again – What You Need To Know

The rising of interest rates has been big news over recent months and again this week with the most recent increase from the BoE and talk of an emergency rate increase to help deal with the ever declining pound which has recently hit an all time low. While rates are increasing which means typically you […]

Should you remortgage within your Fixed Rate period?

Due to the increase in interest rates in recent months we are being asked regularly if now would be a right time to switch their mortgage rate, even while inside a fixed rate. While rates have increased recently, overall they are still relatively low with clients considering switching rates now if they still have a […]

Rising interest rates: What should you do?

There is currently lots of uncertainty about the future of interest rates, how high they will go & what impact this will have on household finances and mortgage payments. No one has a crystal ball & if we did every decision we made would be the right one, but in a rising interest rate environment […]

Summer Competition in Partnership with Bellissimo

We are delighted to partner with Edinburgh wine merchant’s Bellissimo to bring you our summer competition which includes – ✅ Bellissimo Gift Set✅ £50 voucher of your choice✅ Mortgage Advice Token (worth £495) This competition is exclusive to our Instagram page, to enter for free – Visit http://www.instagram.com/capital_mortgage_uk_ltd/ Follow the Capital Mortgage UK Instagram account […]

Placing life insurance policy in trust.

Putting life insurance in trust Writing life insurance in trust is one of the best ways to protect your family’s future in the event of your death. Your life insurance policy is a significant asset, and by putting life insurance in trust you can manage the way your beneficiaries receive their inheritance. Here, we take […]

Mortgage rates increase

The end of June was another week of major rate changes across all fixes, new data from Moneyfacts shows. The average rate for a two-year fix gained 13 basis points, coming to 3.74% and the average three-year fix rose by 6 basis points, taking it to 3.97%. For a five-year fix, the average rate increased […]

BOE Expected to increase Interest Rates.

The MPC meet tomorrow 16th June to consider another increase to the Bank Of England base rate, most are anticipating a 0.25% increase with some economists calling for a 0.5% increase, but what impact will this have on mortgage rates and potential homeowners. If you currently have a mortgage on a fixed rate deal, your […]

Capital Mortgage UK strengthen team.

www.capitalmortgageuk.com Capital Mortgage UK, the specialist mortgage brokers, have brought Greg Trowell into the team as Senior case processor & will report directly to managing director Martin Higgins. Greg has previous experience working within the financial services industry at his previous mortgage brokers were he done a fantastic job. After a short break from the […]